A free credit repair club, in full swing

Apex Credit Solutions is a credit repair company in Charlotte, North Carolina. It runs CreditOps, the back office that manages its clients, and CreditOps Club is its free member platform: a self-serve dispute system, courses, tools and a community that turns members into people who may later ask for help.

Try this in 5 minutes

1. Sign in as the member with the button above.
2. Import the sample report. Open Import a report, paste the sample text from the box below and review what it finds.
3. Add an item. In the item tracker, add one by hand and mark it accurate or not. Notice how the choice changes what the studio offers.
4. Generate a letter. In the Dispute Letter Studio, pick the item and see the letter fill in.
5. Log a round. In the round tracker, mark the letter sent and watch the 30 day timer start.
6. See the score tracker. Open progress to see scores over time and the do-it-yourself plan.
7. Sign in as the admin to see members, call requests, dispute activity and offer clicks from the other side.

Sample report text to paste

EXAMPLE CREDIT REPORT (fictional sample for the demo)
Consumer: Jordan Sample, 100 Example Street, Charlotte, NC 28202

COLLECTION ACCOUNT
Creditor: Sample Collection Agency A
Original creditor: Example Medical Group
Balance: $412   Status: In collection   Date opened: 03/2023
Bureaus: Experian, TransUnion

LATE PAYMENT
Creditor: Example Bank Card
Account ending 0000   Status: 30 days late   Reported: 11/2024
Bureaus: Equifax, Experian, TransUnion

CHARGE-OFF
Creditor: Example Auto Finance
Account ending 1111   Balance: $3,950   Status: Charged off   Date opened: 06/2021
Bureaus: Equifax

HARD INQUIRY
Inquirer: Example Lender   Date: 02/2025   Bureau: Experian

Select the text in the box and copy it. It is fictional, so no real report is needed.

What is demo-only

The two sample sign-ins reset every night, so anything you add as the member or the admin is cleared.
The 1,000 community members are permanent. They stay in the community even after the demo is switched off.
The /demo page and the sign-in links exist only while the demo is on. On a live copy they are not available.

All names, photos and numbers are fictional. Nothing here is a real credit report or a real result.